First-Time Buyer
Navigate your first purchase with confidence. We guide you every step of the way.
- FHSA & RRSP guidance
- CMHC insured programs
- Free pre-approval
Hamilton & GTA's Trusted Partner
Trust. Invest. Grow.
JRE Group provides ethical property management and mortgage services in Hamilton & GTA. Your trusted partner for real estate investments and home financing serving the community since 2018.
Serving Since
2018
Advertisement – 728×90
2018
Property Management Since
2023
Mortgage Services Since
500+
Happy Clients
100%
Client Satisfaction
Our Services
From first-time home buying to investment properties and professional property management JRE Group has you covered across Hamilton & GTA.
Refinance
Lower your rate, access equity, or consolidate debt with a smart refinance.
- Cash-out refinance options
- Rate-and-term refinance
- Debt consolidation
Mortgage Renewal
Don't auto-renew at your bank's posted rate. Let us negotiate a better deal.
- Rate shopping across lenders
- Early renewal strategies
- Penalty-free options
Property Management
Ethical, professional management for your Hamilton & GTA investment properties.
- Tenant placement & screening
- Rent collection & reporting
- 24/7 maintenance response
Our Advantage
Learn About Us
Why Hamilton & GTA Chooses JRE Group
We're a local, independent team not a franchise, not a bank. We work for you and only you.
Personalised Service
One dedicated specialist handles your file from start to finish.
Multiple Lender Access
We shop the entire market banks, credit unions, monoline lenders.
Fast Turnaround
Pre-approvals in as little as 24 hours, full approvals within days.
100% Transparent
No hidden fees. No surprises. Just honest, ethical advice.
500+
Happy Clients
50+
Lender Partners
7+
Years Experience
100%
Client Satisfaction
Client Stories
What Our Clients Say
Real people, real results from Hamilton & GTA.
“JRE Group helped us purchase our first home in Hamilton. Jay was available around the clock and got us approved when our bank said no. We couldn't be happier with the service!”
Sarah M.
First-Time Buyer, Hamilton ON
“We refinanced through JRE Group and saved over $350 a month. The process was seamless and Jay handled everything. I've already referred three friends and they all had excellent experiences too.”
David K.
Refinance Client, Mississauga ON
“As a property investor, the property management service from JRE Group has been exceptional. Tenant placement, maintenance, rent collection all handled professionally. Completely hands-off for me.”
Priya R.
Property Investor, Burlington ON
In Canada, the minimum down payment is 5% for homes under $500,000; 5% on the
first $500k + 10% on the remainder for homes $500k$999,999; and 20% for homes
at $1M or more. CMHC mortgage insurance applies when down payment is below 20%.
JRE Group primarily serves the Hamilton and Greater Toronto Area (GTA),
including Mississauga, Brampton, Burlington, Oakville, Halton Hills,
and surrounding communities. For mortgage services, we can assist clients
across Ontario.
Most pre-approvals are completed within 24 to 48 hours of
receiving your documents. Full mortgage approval and funding typically takes
510 business days for straightforward applications.
In most cases, our mortgage brokerage services are completely free
to you. We are compensated by the lender after your mortgage is funded. In rare
cases such as private mortgages, a broker fee may apply and will always be
disclosed upfront.
Our full-service property management includes tenant screening & placement,
rent collection, maintenance coordination, property inspections, financial
reporting, and lease management so you enjoy truly passive income.
Most A-lenders require a minimum score of 680 for the best rates.
Some lenders accept scores as low as 600 with compensating factors. If your credit
is below 600, we work with B-lenders and private lenders and can help you
build a credit improvement plan.